Manage, Save, and Grow
All from Your Pocket

Stay connected and manage your finances on the go

Say
Yas!

Manage, Save, and Grow
All from Your Pocket

Stay connected and manage your finances on the go
You’re one of a kind, and so are our plans. Whether you’re calling, browsing, or downloading, we’ve got a plan that’s just right for you.

Send money, pay bills, and top up your
phone - all from one Super app.

Mixx by Yas offers simple, fast, and secure mobile transactions, allowing you to manage your money and stay connected wherever you are.

Send Money

Send funds instantly to friends, family, or businesses—anytime, anywhere, with just a tap!

ATM Cash Out

Enjoy easy access to your money with over 350 Umoja switch and TCB bank ATMs available for quick and convenient withdrawals.

Bill Payments

Simplify your life by paying your bills easily and securely. Experience convenience at its best.

mixx by yas app

Lipa Kwa Simu

Track and manage all payments made to merchants seamlessly. View transaction history, monitor spending patterns, and ensure secure payments.

Buy Airtime

Top up your phone or for family and friends with ease. Stay connected without any hassle.

Self Care

Made a transaction to the wrong person? Don’t worry, you can easily reverse it.

Receive an advance of up to 2,000,000 Tsh instantly

Receive an advance of up to 2,000,000 Tsh instantly.

Need a helping hand for your projects? With Nivushe Plus, receive up to 2 million Tsh instantly on your mobile

Mobile Money, Simplied

Send, receive, and manage your funds effortlessly with Mixx by Yas, your all-in-one mobile money solution. Whether you’re transferring money to family and friends, making business payments, or handling everyday expenses, Mixx by Yas gives you the flexibility and control you need

Mobile Money Simplied

Frequently Asked Questions

Find solutions fast. Get the most out of your mobile money experience.
  • Dial *150*01#
  • Select 1 to send money.
  • Select 1 to enter the receiver’s number.
  • Enter the receiver’s number.
  • Enter amount.
  • Enter PIN to confirm sending.
  • Open the Mixx by Yas App
  • Select Send Money
  • You can select the contact from your phone book by tapping on choose or entering the person’s number.
  • Enter the amount and tap next.
  • You will see the page with the receiver’s name and enter a PIN to complete the transaction.
  •  

 

Lower

Upper

Cashout Fee (Without Levy)

Levy

Cashout Charges

P2P Onnet Charges

P2P IOP Charges

W2B Charges

                        –  

                   999

                        –  

                      10

                      10

                      15

                      15

                        –  

               1 000

               1 999

                   300

                      10

                   310

                      30

                      45

                   400

               2 000

               2 999

                   400

                      10

                   410

                      30

                      45

                   400

               3 000

               3 999

                   600

                      14

                   614

                      50

                      90

                   600

               4 000

               4 999

                   650

                      27

                   677

                      60

                      90

                   600

               5 000

               6 999

                   950

                      54

               1 004

                   130

                   180

                   800

               7 000

               9 999

               1 000

                      56

               1 056

                   150

                   180

               1 500

            10 000

            14 999

               1 450

                   102

               1 552

                   360

                   495

               2 000

            15 000

            19 999

               1 450

                   195

               1 645

                   360

                   495

               2 000

            20 000

            29 999

               1 850

                   306

               2 156

                   380

                   540

               2 000

            30 000

            39 999

               1 850

                   351

               2 201

                   400

                   612

               2 500

            40 000

            49 999

               2 350

                   419

               2 769

                   410

                   675

               3 000

            50 000

            99 999

               2 700

                   573

               3 273

                   720

               1 125

               5 000

         100 000

         199 999

               3 650

                   707

               4 357

               1 000

               1 440

               6 000

         200 000

         299 999

               5 300

                   821

               6 121

               1 200

               1 710

               6 500

         300 000

         399 999

               6 500

                   838

               7 338

               1 500

               2 070

               6 500

         400 000

         499 999

               7 000

                   982

               7 982

               1 500

               2 250

               7 000

         500 000

         599 999

               7 500

               1 245

               8 745

               2 200

               2 880

               7 500

         600 000

         699 999

               8 000

               1 532

               9 532

               3 300

               3 870

               7 500

         700 000

         799 999

               8 000

               1 700

               9 700

               3 300

               3 870

               7 500

         800 000

         899 999

               8 000

               1 750

               9 750

               3 500

               3 870

               7 500

         900 000

     1 000 000

               8 000

               1 776

               9 776

               3 500

               5 400

               8 000

     1 000 001

     3 000 000

               8 000

               1 875

               9 875

               5 000

               5 400

               8 000

     3 000 001

     5 000 000

            10 000

               2 000

            12 000

               5 000

               5 400

               8 000

  • You can call the Customer Care Agent by dialing 100. Mixx by Yas agent will confirm if your transaction has been successful or not and assist immediately.
  • Or you can do a self-reversal by Dial;
    • *150*01#
    • Choose option 6, Self-Care (My Account)
    • Select Number 1, Transaction Reversal
    • Choose the transaction you want to reverse from a list by selecting a number.
    • Input your Mixx by Yas PIN to confirm.
  • You can also do a self-reversal via the Mixx by Yas App
    • Open the Mixx by Yas App
    • Select Self Care
    • Choose Transaction Reversal then tap Initiate
    • Select the transaction you want to reverse from a list by tapping Request.
    • Input your Mixx by Yas PIN to confirm.
The fees for ATM withdrawals are the same as withdrawing money from an agent.
Tariffs and charges applicable to Mixx by Yas ATM Cash Out Services
From (TZS) To (TZS) Tigo S/C Govt Levy Customer ATM Charges
10,000 14,999 1,450 102 1,552
15,000 19,999 1,450 195 1,645
20,000 29,999 1,850 672 2,522
30,000 39,999 1,850 770 2,620
40,000 49,999 2,350 1,050 3,400
50,000 99,999 2,700 1,435 4,135
100,000 199,999 3,650 1,771 5,421
200,000 299,999 5,300 2,058 7,358

The one-time password will expire, and your funds will be returned to your Mixx by Yas account along with the service fee.

No, all you need is your registered Mixx by Yas number and sufficient balance in your Mixx by Yas account.
Yes, your Mixx by Yas details are securely protected when using ATM withdrawal services according to Mixx by Yas service guidelines.
The 6-digit one-time password can only be used for one transaction. You will receive a new one-time password whenever you wish to withdraw money. There is no need to remember this number once it is used.

The one-time password or your Mixx by Yas PIN should not be shared with anyone else for the security of your Mixx by Yas account.

How To Buy Airtime/Package with Mixx by Yas

  • Dial *150*01#
  • Select 2 Airtime & Packages
  • Select 1 Buy Airtime or 2 Packages
  • Select if it’s for your number/ enter number/select contact.
  • Enter amount.
  • Enter PIN to confirm.

How to Buy Airtime/Package with Mixx by Yas App

  • Open the Mixx by Yas App
  • Select Mobile Shop
  • Choose Top Up
  • Select Top up to My phone to buy for yourself or select Another Phone to buy for your family or friends.
  • Enter Amount you want then Mixx by Yas PIN to confirm.
The minimum airtime purchase is TSh100, and the maximum is TSh50,000.
Customers may confirm their airtime balance by dialing *102# or *102*00# or by checking through Mixx by Yas App
Airtime Purchase transactions cannot be reversed once completed successfully. It is therefore important that you check the number carefully with your recipient or amount before you send.

A customer can make payments through a pay bill number with 6 digits xxxxxx

  • Dial *150*01# ok
  • Choose the No. for payment
  • Enter the business number.
  • Enter the amount.
  • Enter the reference.
  • Enter your PIN to confirm.
It is an online collection services whereby a customer’s select Mixx by Yas as a payment option in a merchant website or app, he/she will receive a pop-up message prompt to enter his Mixx by Yas PIN to complete a transaction.
Nivushe Plus is a cash loan product that allows Mixx by Yas customers to receive short-term loans from 1,000 TSh to 2,000,000 TSh.
Mixx by Yas only offers loans to selected customers who actively use services like airtime, data, SMS, bill payments and Mixx by Yas transactions. You will get an SMS when you qualify. For those who are not qualified to get a loan, for them to qualify in the future, they will need to use more Tigo and Mixx by Yas services & transactions.
Dial *150*01# select 7 for Financial Services then select Loans then Nivushe Plus on your Tigo sim card or through Mixx by Yas App select Financial Services select Loans then select Nivushe Plus for you to Request for a loan. You will need to accept a loan Terms & Conditions before taking a loan with the specified payment period and enter the amount of money you want to take as a loan within your loan limit, and then enter your PIN to complete the transaction. If you get a message that says you don’t qualify, you will need to use more Tigo and Mixx by Yas services & transactions.
Nivushe Plus offers loans from a minimum of Tsh 1,000. How much you can get depends on how you use your Mixx by Yas account and how you use other Tigo services like airtime, data, and SMS. Each customer is granted their own limit according to their score.
You can get loans for 7 – 90 days. The payment will be taken out of your Mixx by Yas account at the end of the term you choose.
The fee is different for each customer and each loan. Fees range between 9.2% to 25%. You will be shown how much your fee will be before you take the loan. Customers with good habits (like paying and transferring with their Mixx by Yas account and always repaying their loans on time) get lower fees.
You can take two loans at a time, but once you’ve paid your loan you can qualify for another loan immediately. Your next loan could be bigger, if you pay on time and use your Mixx by Yas account together with other Tigo services like airtime, data, and SMS.
Dial *150*01# select 7 for Financial Services, Loans, Nivushe Plus and then select 3 for “Outstanding Loan balance” or through Mixx by Yas App select Loans select Nivushe Plus then select “Outstanding Loan balance”
To repay your Nivushe Plus make sure you have enough money in your Mixx by Yas account on the day your loan is due and Nivushe Plus will initiate an auto strike from your Mixx by Yas wallet. If you prefer to pay early or late, dial *150*01# and select 7 for Financial Services select Loans then Nivushe Plus then 2 for “Repay Loan” or you can use Mixx by Yas App select Loans then Nivushe Plus then select “Repay Loan“. You can then choose whether you want to pay the whole loan, or only part of the loan and enter your PIN to confirm.
If you do not pay your loan on the due date you will have to pay a penalty fee of up to 7%- 10% of the outstanding balance. You will get an SMS to remind you to pay before the due date. If you pay late your next loan may be smaller, and if you often pay your loans late you could be removed from the Nivushe Plus service.
Use Tigo and Mixx by Yas services & transactions more often, and make sure you repay your loans on time. The loan amounts you get are decided by your use of Tigo services like airtime, data, SMS, bill payments and Mixx by Yas transactions and by looking at whether you repay your loans on time, every time.
If you’ve paid one of your loans late, or if you’re using Mixx by Yas or other Tigo services less than you used to. The loan amounts you get are decided by your use of Tigo services like airtime, data, SMS, bill payments and Mixx by Yas transactions and by looking at whether you repay your loans on time, every time.
If the message notification you get is that you don’t qualify this means that you need to use Tigo and Mixx by Yas services regularly to be qualified in the future and pay the loan on time. If the message notification is “You have reached your daily loan limit”. Please try after 24 hours for you to enjoy the Nivushe Plus service.
Nivushe Plus is a better version of Tigo Nivushe, they are both managed by Tigo. The main difference is financial service providers i.e with Nivushe, Absa and Jumo were the only providers- while with Nivushe Plus we will have more than one FSP’s which are Azania Bank, Letshego Bank, CRDB Bank and Jumo, therefore we will be able to serve more customers.
This service allows our customers to reverse a wrong transaction sent to another Mixx by Yas number, to another operator number, cashed out wrongly to Wakala, and a wrong bank account. Also, a Mixx by Yas agent can reverse a Cashin transaction sent wrongly to a customer.
This service allows our Mixx by Yas customer to obtain their LUKU/TUKUZA Token in case they have not received their LUKU/TUKUZA token through SMS or deleted LUKU/TUKUZA token SMS by accident.
Within 12 hours from the time you have performed the wrong transaction.
No, You will be charged 50 Tshs for now.
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Pack available for France

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Pack available for Central & East Africa (DRC, Burundi, Somalia, Uganda)

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Pack available for UK, Germany, Ireland, Norway, Turkey

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Pack available for SA, Mozambique, Angola, Botswana

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Pack available for Zambia, Malawi, Zimbabwe

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Pack available for Ghana and Nigeria

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Pack available for Ivory coast, Cameroon, Senegal

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Pack available for UAE, Yemen, Pakistan, Saudi Arabia, Qatar, Lebanon, Oman

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Pack available for Egypt

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Pack available for India, China, Hong Kong, USA, Canada

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Pack available for Kenya, Rwanda, Ethiopia, Sudan

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Terms & Conditions

  • Customers should give their correct information only, by filling in and signing the device loan form.
  • Customer must pay initial deposit first before taking the mobile phone.
  • In case of failure to self-pay, Yas will deduct the daily fee amount from your Mixx by Yas account.
  • Loan Repayment
    • You will be deducted from the amount you have skipped or due direct from your Mixx by Yas.
    • If payment is not made in time, the expected repayment will be deducted from your Mix by Yas account.
    • You proceed with manual repayment through USSD Main menu *147*00# or Mix by Yas App.
  • Upon an event of default, customer agree for any one or more of the following actions to be exercised:
    • Lock the device which will prevent from using any of the device functionality.
    • Require to immediately pay the outstanding unpaid amount financed.
    • A locked device can only be unlocked by paying the outstanding via Mix by Yas app only.
  • For every repayment customer will receive his/her daily offer of MBs and if not, offer will be received.
  • The device will remain to be owned by HONORA TANZANIA PUBLIC LIMITED COMPANY unless the loan is completed.
  • You will be able to get another loan if you have completed your loan and your tenure for loan.

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