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Buy a Smartphone with Daily Payments

Upgrading to a high-speed 4G or 5G smartphone in Tanzania no longer requires saving up for months or paying a massive upfront bill when you can access flexible daily payment options through Yas Tanzania. Designed to drive digital inclusion and empower citizens across the country, Yas Device Financing breaks down the total cost of modern mobile devices into tiny, budget-friendly daily installments starting from as low as TZS 650 per day, allowing you to walk away with a brand-new phone today while managing micro-payments directly from your line or through mobile money platforms like Mixx by Yas.

What is Yas Device Financing?

Yas Device Financing is a landmark micro-payment initiative created to make internet-enabled technology accessible to everyone in Tanzania. Backed by a TZS 200 Billion self-funded program, Yas has already helped over one million Tanzanians transition to high-speed 4G and 5G smartphones.

Instead of demanding full cash payment at the point of sale, Yas allows customers to pay a small initial down payment followed by daily installments. This flexible model opens the door to modern digital opportunities, from expanding online businesses and accessing remote education to streaming video entertainment and managing daily finances.

Key Benefits of Yas Phone Financing

  • Minimal Upfront Deposit: Get started without spending a fortune on day one.
  • Micro Daily Rates: Pay small amounts daily that align seamlessly with everyday earnings.
  • Built-In Connectivity: Selected financing plans include bundled daily data and voice allocations, giving you instant access to Tanzania’s fastest network.
  • Seamless Repayment: Easily make payments anytime via simple USSD menu prompts or mobile digital wallets.

How Yas Smartphone Financing Works: Step-by-Step

Getting a new smartphone through YAS Device Financing is straightforward, transparent, and hassle-free. The entire journey from eligibility check to walking home with your phone takes only a few simple steps.

1. Verify Eligibility

To qualify for a smartphone on daily payment terms, you must meet basic requirements:

  • Possess an active YAS SIM card registered under your name.
  • Provide a valid NIDA National ID card or verified national identification.
  • Have an active usage history on the YAS network (airtime top-ups, bundle subscriptions, or mobile transactions).

2. Choose Your Device

Visit any official YAS Service Centre or authorized retail store across Dar es Salaam, Arusha, Mwanza, Dodoma, or rural regions. You can explore a range of quality 4G LTE and 5G smartphones tailored for daily financing.

3. Pay the Initial Down Payment

Once customer care verifies your registration, pay the required down payment for your chosen phone. The agent will complete the device activation and link it to your YAS line.

4. Enjoy Your Phone & Make Daily Installments

Take your smartphone home immediately! Keep your line active by paying your agreed daily fee. As long as your daily payment is maintained, your device stays completely unlocked and fully functional.

Featured Smartphones Available on Yas Daily Financing

Yas offers a diverse selection of feature-packed smartphones from trusted manufacturers such as ZTE and Tecno. Here is an overview of the primary devices available under daily payment terms:

Smartphone ModelNetwork CapabilityFull Cash PriceDaily Financing RateDirect Device Link
ZTE A35 Core4G LTETZS 130,000From TZS 650 / dayView ZTE A35 Core
ZTE A364G LTETZS 230,000From TZS 950 / dayView ZTE A36
ZTE A76 4G4G LTETZS 260,000From TZS 1,000 / dayView ZTE A76 4G
Tecno POP 94G LTETZS 320,000From TZS 1,300 / dayView Tecno POP 9
ZTE A76 5G5G High SpeedTZS 380,000From TZS 1,800 / dayView ZTE A76 5G

Detailed Overview of Financed Smartphones

  • ZTE A35 Core: The most accessible entry point into 4G connectivity. Perfect for first-time smartphone owners, offering smooth messaging, social media browsing, and essential apps for just TZS 650 per day.
  • ZTE A36: Engineered for reliability with an expansive display and long-lasting battery life. An ideal tool for entrepreneurs, drivers, and daily business activities at TZS 950 per day.
  • ZTE A76 4G: Combines sleek aesthetics with fast 4G streaming performance. Great for media consumption, social sharing, and video calling at TZS 1,000 per day.
  • Tecno POP 9: A modern favorite packed with crisp camera capabilities, responsive processing power, and ample storage for TZS 1,300 per day.
  • ZTE A76 5G: Unlock next-generation mobile network speeds. Built for heavy internet users who demand rapid downloads, low-latency gaming, and HD video streaming for TZS 1,800 per day.

Outright Purchase Options for Flagship Smartphones

If you prefer buying a device upfront without daily payments, Yas also stocks a complete lineup of high-end flagship devices on the Yas Devices Store. Premium choices include:

  • Samsung A17: Featuring vivid Super AMOLED visuals and multi-camera power for TZS 520,000.
  • iPhone 17: The ultimate flagship smartphone experience with top-tier security, performance, and camera innovation for TZS 3,500,000.

How to Pay Your Daily Installments

Repaying your daily phone installment is quick and secure. You can complete your daily payment through two main channels:

  • USSD Code Menu: Dial *150*01# or #150# on your Yas SIM, navigate to self-care or device financing, and confirm your daily installment using your PIN.
  • Mixx Mobile App: Open the Mixx Digital Wallet Platform, tap on device repayments, enter your daily payment amount, and confirm transaction details instantly.

Why Choose Yas Network and Device Financing?

When you finance a phone through Yas, you are joining a network built for speed, stability, and nationwide reach.

  • Massive Infrastructure: Operating over 4,800 network towers across Tanzania—roughly 1,000 more than nearest competitors—Yas covers more than 95% of the population.
  • Award-Winning Speeds: Recognized by Ookla Speedtest as Tanzania’s fastest mobile network for three consecutive years.
  • Consistent Quality: Supported by nationwide 2G to 4G expansion, strategic 5G rollouts, and strong fiber optic backbones under the Zingatia Mtandao wa Viwango quality campaign.

Frequently Asked Questions

What happens if I fail to make a daily payment?

If a daily payment is missed, device functionality will be temporarily limited until the outstanding daily payment is settled. Once you make the payment via USSD or mobile wallet, your phone unlocks immediately.

Can I clear my device balance earlier than scheduled?

Yes, you can make advance payments covering multiple days, weeks, or pay off the total remaining balance in full at any time without extra fees.

Do I need a formal credit history or bank account?

No bank account or credit check is necessary. Qualification relies primarily on your registered NIDA ID and regular usage of your Yas line.

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Terms & Conditions

  1. Agreement: You agree to purchase a device from Honora Tanzania (YAS) through a daily
    subscription fee (Daily Fee) over a set period (Duration).
  2.  Daily Fee:
     – The Daily Fee is fixed for the Duration.
     – It covers device repayment and a YAS data bundle.
    – You must self-subscribe daily via Mixx By Yas.
    – Failure to pay allows YAS to deduct the fee from your Mixx By Yas account.
    – Failure to pay will result in device lock.
  3.  Definitions:
    – “Device” means the mobile phone.
    – “Daily Fee” means the daily payment.
    – “Duration” means the repayment period.
    – “Mixx By Yas” is the payment account.
    – “YAS” is Honora Tanzania.
  4.  Payment:
    – Initial payment is required via Mixx By Yas.
    – Daily repayments are made through Mixx By Yas.
    – You can prepay the remaining device cost at any time.
  5.  Default:
    – Failure to pay the Daily Fee is a default.
    – Default results in device lock and immediate payment of the outstanding balance.
    – Defaulting can also result in debt collection by engaging a debt collector company
    where your personal information will be shared for recovery.
    – Porting your phone number to another network before full payment is default.
  6.  Device Ownership: YAS owns the device until full payment.
  7.  Non-Portability: You cannot port the device’s number until full payment.
  8.  Liability: You are responsible for any damages caused while the device is in your
    possession.
  9.  Governing Law: Tanzanian law applies.
  10.  Dispute Resolution: Disputes will be resolved in Tanzanian courts.
  11.  Information: Honora Tanzania can share your information with Mixx By Yas and debt
    collectors in case of default for recovering process.
  12.  Device lock: Honora Tanzania can lock the device in case of nonpayment.
  13.  Amendments: Honora Tanzania can change these terms.
  14.  Acceptance: By signing, you agree to these terms.

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